Get a jumpstart. Get pre-qualified.

Once you’re ready to make an offer on a home, having a pre-qualification letter places you in a stronger position to negotiate sales price. Our loan specialist can begin the process by verifying your credit, income, assets and liabilities. Contact us today to find out how much you are qualified to borrow.

What to expect from a Good Faith Estimate.

Once you apply for a mortgage loan, we will provide you with a Good Faith Estimate. This is your opportunity to review all of your expected expenses including closing costs, title insurance, attorney fees, partial month interest and property insurance. If you have any questions, our loan officer can explain in detail.

Why Refinance?

If you plan on living in your home for many years, you can recover the costs and “break-even” sooner than you think. In fact, depending on the term and rate of your current mortgage, you should not only be able to lower your monthly payment but also save in the long run.

Enjoy the flexibility of a reverse mortgage.

Once you qualify for a reverse mortgage, you can choose how you want to cash in. You may want to receive the funds as a lump sum. Perhaps a line of credit would best suit your immediate needs. Or, choose a fixed monthly payment to help out with your everyday expenses.

Primary or vacation home? Either way, it’s yours.

With an experienced and trusted mortgage company by your side, owning a home in the U.S. is within your reach. Our loan officer can work closely with you to find the most flexible options with few restrictions and a favorable rate.

Buy A Home

Buy A Home

In the market for a new home? Before you begin the search, it helps to learn more about your financing options. A low rate can change everything, making your dream house more affordable than you imagined.

Refinance

Refinance

Take advantage of historically low rates. Lower your monthly mortgage payment. Or, shorten the length of your mortgage and save on interest. Either way, you’ll be saving.

Reverse Mortgage Loans

Reverse Mortgage Loans

Need an extra source of monthly income? If you’re 62 or older, you may be able to access a portion of the equity in your home with a reverse mortgage loan. As long as you live in the home and comply with the loan terms, the loan will not become due. You will also not owe more than the value of the home at the time the loan becomes due.

Foreign Investors

Foreign Investors

At First Choice Mortgage, we offer a competitive loan program for foreign nationals living in the United States. Our experienced loan specialists can assist you with the purchase or refinance of a primary or secondary home.

Rates are still low. Get yours now.

Whether you’re buying a new home, looking to refinance, or hoping to cash in on your home equity, we can help you find the best rate and term. Contact us today for details.

Mortgage Calculator

Find out what you can expect to pay spend on your loan, and how you can save on your monthly mortgage payment.

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First Choice Mortgage of South Florida, Inc.
Office: 305.663.2111
Fax: 305.667.0111
4848 SW 74 Court
Miami, Florida 33155
NMLS# 376654

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