BUY A HOME

After months of searching, you find a house with everything on your list. Problem is, someone else already has their eye on it. In today’s competitive real estate market, buyers are realizing they need to act quickly. It’s to your advantage to get pre-qualified for financing—long before you arrive at your first open house. Getting a head start on your financing not only shows the sellers that you’re a serious buyer but also helps to moves the process towards a smooth and swift closing. At First Choice Mortgage, we guide you every step of the way to ensure a seamless and stress-free experience.

Fixed Rate Loans

Interest rate remains steady for the life of your loan. Ideal for those who plan to own home for 10 years or more.

Adjustable Rate Loans

Lower rates in the initial years of your mortgage. Rate and payment then adjusts over remaining term. Ideal for those who plan to move in a few years.

FHA

Insured by the federal government Ideal for first-time home buyers. A great option for those with a low down payment.

VA/MILITARY

Lower and fixed rate options. Ideal option for an eligible veteran, active member of the military, or surviving spouse of a veteran. Fixed and adjustable rate options.

JUMBO LOANS

Ideal for homeowners with larger mortgage requirements, up to $2 million. We offer fixed rates. We offer adjustable rates.

STATED INCOME

For self employed borrowers and real estate investors with vacation homes, primary homes, or investment properties. No tax returns or financials required.